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Mortgage Rate as low as 2.75% (2.81% APR) - Disclosure current as of July 26, 2014.

  • The advertised loan is a 5/1 ARM (Adjustable Rate Mortgage) with a 30-year fully amortizing term from actual offers posted to consumers in our Lender Network.

  • After the initial period, the variable interest rate and payment will adjust every year and equal the total of the 12-month LIBOR index (0.56% as of July 23, 2014) plus a margin of 2.24%.

  • The maximum periodic change in the interest rate is 2% with a maximum rate increase of 5.5% above the initial interest rate.

  • If the interest rate adjusted to the maximum rate (which could not occur until after the fifth year), the maximum monthly payment would be $1,551 for $225,000.

  • There is no prepayment penalty.

  • The Annual Percentage Rate (APR) is variable and is subject to increase or decrease, so your payments may increase or decrease each year after the initial period.

  • The chart below shows the interest rate, APR, and the initial monthly payment: Payment Examples

Loan Amount

Initial Interest Rate (for 60 months)

APR

Initial Monthly Payments (for 60 months)

$225,000

2.75%

2.81%

$919

 

  • Disclosure Assumptions

  • Interest rate quoted assumes a FICO score of 740 with a maximum loan-to-value ratio of 75% on a primary residence.

  • The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by each Lenders underwriting guidelines.

  • The initial interest rate is fixed for 5 years. The disclosed APR is based on 0 discount point, 0.32% origination fee and $0 additional prepaid finance charges which will be due at closing. First adjusted payment will likely increase to approximately $1,024.

  • Interest rate and APR are variable and subject to increase

  • Not available in all states.

  • Rates are subject to change without notice.

  • Payment amounts shown are principle and interest do not include taxes or insurance.

     

Disclosure current as of June 27, 2014.

    • The advertised loan is a 5/1 ARM (Adjustable Rate Mortgage) with a 30-year fully amortizing term from actual offers posted to consumers by Lender Network.
    • After the initial period, the variable interest rate and payment will adjust every year and equal the total of the 12-month LIBOR index (0.55% as of June 16,, 2014) plus a margin of 2.210%.
    • The maximum periodic change in the interest rate is 2% with a maximum rate increase of 5.5% above the initial interest rate.
    • If the interest rate adjusted to the maximum rate (which could not occur until after the fifth year).
    • There is no prepayment penalty.
    • The Annual Percentage Rate (APR) is variable and is subject to increase or decrease, so your payments may increase or decrease each year after the initial period.
    • The chart below shows the interest rate, APR, and the initial monthly payments:

      Payment Examples
      Loan Amount Initial
      Interest Rate
      (for 60 months)
      APR Initial Monthly
      Payments
      (for 60 months)
      $175,000 2.75% 2.90% $714
      $200,000 2.75% 2.81% $817
      $225,000 2.75% 2.79% $919
      $250,000 2.75% 2.79% $1,021
      $400,000 2.88% 2.88% $1,661

  • Disclosure Assumptions
  • Interest rate quoted assumes a FICO score of 740 with a maximum loan-to-value ratio of 75% on a primary residence.
  • The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property and other factors as determined by Lenders guidelines.
  • The initial interest rate is fixed for 5 years. The disclosed APR is based on 0 discount point, 0% origination fee and $750 additional prepaid finance charges which will be due at closing. First adjusted payment will likely increase to approximately $1,009 .
  • Interest rate and APR are variable and subject to increase
  • Not available in all states.
  • Rates are subject to change daily without notice.
  • Payment amounts shown do not include taxes or insurance.

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